Auto Insurance

Get Back on the Road

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.

An auto insurance policy is a contract between you
and an insurance company.

You pay a premium and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. We can help you determine the best coverage for your needs.

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Requirements

State requirements vary.
In some states, you must carry:

Liability
coverage to pay for losses you cause others

No-fault
coverage to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault

Both Liability & No-fault coverage.

Type of Coverages

Collision Insurance
pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

Comprehensive Insurance
covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible).